Ever wondered if you have enough insurance coverage for when the going gets tough? You've come to the right place.
This site will give you a personalized insurance checkup, so you can learn which—if any—insurance coverage areas you may need to adjust. After answering a series of questions, you'll be able to calculate your rate for each product, email the information to yourself for future reference, get hands-on assistance from an insurance specialist, or apply online.
Please review your portfolio, calculate your rates, and choose what to do next.
Your current life insurance coverage falls short of what your loved ones may need if you pass away. Having a robust life insurance plan could help prevent your family from struggling to make ends meet and giving up on their financial goals.
Your current life insurance coverage is adequate, but it may still fall short of the amount your family would realistically need. The more coverage you have, the easier it will be for your loved ones to continue meeting their financial obligations and achieving their goals after you’re gone.
Your current life insurance coverage is great! Good job—you’ve taken the necessary steps to help properly secure your family’s financial future.
Your current supplemental health insurance falls below what you may need if you face hospitalization. You’d likely have to pick up the financial slack from gaps in your normal health insurance, which could severely impact your savings.
Your current supplemental health insurance coverage is adequate, but you may still have difficulty paying all of the out-of-pocket expenses if you’re confined in a hospital for an extended period of time. Applying for a higher coverage amount now can help ensure financial stability in the future.
Your current supplemental health insurance is great! Good job—you’ve taken the necessary steps to help properly secure your finances if you face an extended hospital confinement.
Your current disability income insurance coverage falls short of what you may need if an illness or injury prevents you from earning a paycheck. Ask yourself: Would my current benefit amount allow me to comfortably make ends meet if I couldn’t work?
Your current disability income insurance coverage is adequate, but it’s likely you would still feel financial strain if you become disabled. After an injury or illness, you should only have to focus on recovery—not paying the bills.
Your current disability income insurance coverage is great! Good job—you’ve taken the necessary steps to continue meeting your financial obligations if a covered injury or illness stops you from working.
Level of recommended coverage is calculated by comparing demographic information, coverage needs, and active insurance plans of other ASCE members.
Need more time to decide? We understand. Email this portfolio to yourself so you can take the necessary time to review which products might be right for you.
Want to talk with someone about these offerings? No problem. Our insurance specialists are on standby to help you decide which products might be right for you.