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ASCE Group Term Life Insurance

Life may be complicated, but insurance doesn't have to be. We made it easy. Term life is the most common type of coverage and provides the flexibility of renewing each year.


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Additional Feature: For those who qualify, QuickDecision℠ automated underwriting means you can apply with no paperwork or medical exams (just some health questions), and you'll get a decision in record time.*

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Many people will choose Term Life if they need coverage quickly or if their budget is tight. Lower initial rates mean you can purchase more coverage for your dollar.

Here's a quick summary:

  • Apply for up to $1M in coverage and keep in place until age 100
  • Renew each year without a physical exam even if your health changes**
  • Rates may start off lower, but will increase as you age

If you'd like to do a little more research before you decide, we suggest you review the ASCE Group Term Life Insurance Brochure to learn more about the policy.


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We also offer ASCE Group High-Limit Accident Insurance.

This policy will help provide financial stability if you suffer a covered accident. After a tumultuous event like a severe injury, you should only have to focus on one thing—recovering.

Here's a rundown of some highlights:

  • Your choice of $50,000 to $500,000 principal sum (in units of $50,000)
  • Coverage for spouse and dependent children also available
  • Benefits for repatriation, rehabilitation, seatbelt, education, and more

For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, read the ASCE Group High-Limit Accident Insurance Brochure.

It can be as easy as 1-2-3. And we've got your back if you run into trouble.


1

Apply

You'll choose your product, coverage amount, and answer additional questions. You can do this online or complete a paper application.

2

Health Check

A representative from ExamOne will contact you to review your health history and may need to complete an in-home medical exam.

3

Decision

Once we've received everything we need, we'll keep you updated and let you know if you've been approved in a few weeks.



Rather Speak with a Real Person? Sounds Good.

Our insurance specialists assist ASCE members every day! Let us help you too. We can answer your questions and even offer a personalized rate quote.




The ASCE Member Insurance Program is the missing piece in completing one of life's most important tasks.



*Most QuickDecision℠ applications can be processed without the need for follow-up. However, sometimes you may need to speak with a representative to verify information or have a medical professional visit you. Coverages higher than $250,000 and members over age 49 are not eligible for QuickDecision℠. Residents of CA, MN, MT, and VA are not eligible for QuickDecision℠.

**If you pay your premium when due, maintain your ASCE membership, and the group policy remains in force.